A complete breakdown of how to get behind the wheel today with just 40% down payment at Sabicars.
One of the most common questions we get at Sabicars is: "Is the 40% drive plan real? How does it work?" The answer is yes — it's very real, and thousands of Nigerians have driven off our lot using it. Let me break it down completely.
What Is the 40% Drive Plan?
The Sabicars 40% Drive Plan is a flexible payment arrangement that allows you to take ownership and physical possession of a vehicle by paying just 40% of the agreed purchase price upfront. You drive home the same day. The remaining 60% is paid according to a mutually agreed schedule.
"I paid 40% on a Friday afternoon and drove the Hiace to Port Harcourt that same evening. It was real, simple, and exactly as described." — Emeka O., Port Harcourt
Step by Step: How It Works
- Choose your vehicle — Browse our verified inventory and select the car, bus or truck you want. Come to our showroom on Lasu Road, Igando, Lagos.
- Agree on price — We'll discuss the vehicle's price transparently. No hidden charges, no inflation after the fact.
- Pay 40% upfront — You pay 40% of the agreed price via bank transfer or cash at our office.
- Sign the agreement — We prepare a written, legally binding agreement detailing the balance amount and payment schedule. Both parties sign.
- Drive home today — Keys handed over, full warranty included. You drive away that same day.
- Complete the balance — You pay the remaining 60% according to the agreed schedule. We're flexible and work with your cash flow.
What Vehicles Qualify?
All vehicles in our inventory qualify for the 40% plan — including Toyota Hiace buses, luxury cars, SUVs, trucks, and fleet orders. There is no exclusion based on price or vehicle type.
Is There a Written Agreement?
Yes — always. Every 40% plan at Sabicars is backed by a written, signed agreement between Sabicars Limited and the buyer. We do not do verbal arrangements. The document clearly states:
- The vehicle details (make, model, year, chassis number)
- The agreed total price
- The 40% paid and the outstanding balance
- The payment schedule for the balance
- Terms and conditions protecting both parties
Important
The 40% plan is for serious buyers only. We require a valid ID, proof of address, and in some cases a guarantor for the balance. Chat with us on WhatsApp to discuss your specific situation before visiting.
Can Fleet Orders Use the 40% Plan?
Yes. Corporate and government fleet orders can also be structured with a payment plan. We have experience handling bulk orders with staggered payment terms. Contact us to discuss your fleet requirement and we'll put together a proposal.
Ready to Apply?
The easiest way to start is to WhatsApp us with the vehicle you're interested in. Tell us your budget, how much you can pay upfront, and we'll take it from there.